A former bank manager from Northern Kentucky has pleaded guilty to stealing hundreds of thousands of dollars tied to a bank fraud scheme, according to federal prosecutors. The manager, identified as Reagan France, 36, pleaded guilty to federal charges of bank fraud after appearing in U.S. District Court in Covington on Thursday, September 10, 2026.

France was charged with bank fraud, theft by a bank employee, and aggravated identity theft. She used the credentials of other bank employees and fake cash withdrawal slips to make the transactions appear lawful. Prosecutors alleged that she stole roughly $335,000 in total.

Following her guilty plea, the court ordered her to pay restitution. France was employed as a branch manager at Home Savings Bank in Ludlow, Northern Kentucky. Between 2022 and 2024, she embezzled hundreds of thousands of dollars through illegal transactions spanning more than 20 customer accounts, court details revealed.

"When a bank employee, paid to protect customers' money, instead uses their position to steal from them, meaningful accountability is necessary," said Attorney General Coleman. Home Savings Bank issued a statement confirming that affected customers have been compensated. According to court documents, France left the institution on the final day of 2024. Her sentencing hearing is scheduled for January 13, 2027.